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Are you one of those couples who can’t get a queue number for a BTO flat despite numerous tries or one way back in queue? Can’t wait for 4-5 years for your BTO to be completed too?
If you missed out on getting a BTO (Build-to-Order) flat, considering an Executive Condominium (EC) is a great alternative. Here’s why:
1. Eligibility
- Income Ceiling: The income ceiling for purchasing an EC is higher than that for a BTO flat. While the income ceiling for BTO is S$14,000, it’s S$16,000 for ECs.
- Eligibility Criteria: Similar to BTOs, ECs have eligibility schemes like the Public Scheme, Fiancé/Fiancée Scheme, and Orphans Scheme.
2. Subsidies
- ECs are initially sold by developers at prices lower than private condos due to government subsidies. You may also be eligible for CPF Housing Grants, depending on your situation.
3. Private Condo After 10 Years
- ECs are a hybrid between public and private housing. They are considered public housing for the first 10 years, meaning you can benefit from their subsidized prices. After 10 years, ECs become fully privatized, which might increase their value.
4. Facilities
- ECs come with condo-like facilities such as swimming pools, gyms, and security, offering a lifestyle similar to that of private condo living at a lower price point.
5. Potential for Appreciation
- ECs often see substantial appreciation upon privatization, making them a good investment if you plan to stay for the long term.
6. Location
- ECs are usually located in developing areas, which might be a bit further from the city center. However, these areas often see rapid growth, with amenities and transport options improving over time.
7. Upgrading to Private Property
- For those planning to upgrade to a private property in the future, an EC can be a good stepping stone. You enjoy the perks of condo living at a more affordable price and have the potential to sell it for a higher value after it becomes privatized.
Would you like to know more about specific EC projects or how to apply?
If you’re new to EC, do make sure you follow the link >> EC Eligibility pre-assessment to go through a few simple questions to get a pre-assessment for you & family. Some are the FAQs are answered in the articles as well, i.e:
- Quick Check EC Eligibility
- Citizenship, Schemes, and Age Requirements
- What If I am an Existing HDB Owners?
- Am I Considered As – 1st Timer & 2nd Timers? Any Different?
- The Different of Owners VS Occupiers for HDB & EC?
- Am I Eligible for Housing Grant? And How Much?
- What’s The Latest Monthly Household Income Ceiling?
- Wait-Out Period for Ex-Private Condo/ EC Owners, or after Cancellation of BTO/ EC purchase.
- I Am Bankruptcy, Can I Still Purchase EC?
- Do I Need to Pay Resale Levy? How Much?
Congratulations if you’re eligibilty to purchase an EC!
You’re one of the privilege Singaporean who could still eligible to enjoy heavy subsidies from government, this is as good as “free jackpot” given to you! Don’t take this as granted and don’t miss it out while it’s still available.
Based on the recent statistic, 100% of EC buyers are enjoying the profit, in the range of 20%-40% upon 5 years MOP. The different of capital appreciation is largely depends on the projects attribute, time of enter the projects, and market condition. Do consult with us for a non-obligations discussion, or for 3rd party opinions if you’re already have agent to stick with.
Checkout the last executive Condominium launches in the market:
Latest Executive Condominium (EC)
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Otto Place EC (佳和园) at Plantation Close Parcel B
Navigation Guide Otto Place EC(佳和园) OTTO Place EC – Seize this rare opportunity to invest in Tengah’s transformative Forest Town—where innovation, growth, and sustainability converge to create unparalleled value. Next to NOVO Place EC, Don’t Miss Again Register for 1st Hand Info 3 to 5 Bedrooms Doorsteps to Bukit Batok West MRT Doorstep to 2x
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New EC (Executive Condo) at Tampines St. 95
Navigation Guide New EC (Executive Condo) at Tampines St. 95 Unlock the potential of a rare EC next to MRT & shopping mall, which provides life time convenient for amenities, and growth career hubs like Changi Business Park. Next to Tenet EC, Don’t Miss Again Register for 1st Hand Info 3 to 5 Bedrooms 300m
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New EC (Executive Condo) at Loyang/ Pasir Ris
Navigation Guide New EC (Executive Condo) at Loyang/ Pasir Ris Unlock the potential of a rare EC in Pasir Ris, strategically located near the upcoming Cross Island Line, lifestyle amenities, and growth hubs like Changi Business Park. 1st EC in Pasir Ris after 13 Years Register for 1st Hand Info 3 to 5 Bedrooms Pasir
I am sorry if you’re not eligible to EC!
If you’re no longer eligible for EC, then your options now are either HDB or private property. There are many reasons you’re no longer eligible, do speak with us before your rule out the option.
If you’re already very sure EC is forever gone for you, then do check out what’s the available in the market for private properties. Again, we’re always here whenever you need us for opinions!
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